E-wallets are nothing new to Malaysians contemplating now we have a boatload of them on the app retailer. In Could, Increase was made a fee possibility at over 800 Shell station nationwide.
Final November, Setel entered the app retailer as Malaysia’s 1st petrol e-payment resolution. Wholly-owned by Petronas, it might already be used at 274 of its stations.
It goals to supply customers handy petrol transactions because you’re capable of hyperlink your credit score, debit and Mesra playing cards to the app.
Setting Up Setel
Just lately, I’ve been noticing Setel pamphlets across the Petronas pumps. There are 2 stations near my house and a couple of stations close to work that are about 5 minutes away, so Petronas stations are my go-to.
Due to that, I believed to offer Setel a attempt regardless of having a Seize driver inform me that he didn’t prefer it.
Downloading and organising the app was fairly simple. The final step was for me to deposit some funds into the app.
I opted for the RM40 possibility and simply topped it up with my debit card. Its particulars could be saved within the app for future transactions.
When you enroll with a referral code and carry out your first Setel-assisted gas up with a minimal of RM30, you get RM5 deposited into your account on your subsequent gas up.
Sadly, you possibly can solely redeem this reward as soon as.
Able to check out Setel, I drove to my close by Petronas with my tank at simply 2 bars. I normally gas up when I’ve 2 bars left to stop losing time at stations in case of emergencies.
Choose your pump and the quantity
I noticed that pump 7 was empty so I took the spot and chosen pump 7 on the app. It then synced with the pump, which took about 20 seconds earlier than the display prompted me to start out fuelling up.
As soon as I used to be performed with refuelling, my receipt confirmed up within the app and I used to be capable of click on on it for expanded particulars.
It Does What It Says
When you’re already used to the same old technique of fueling up, you may surprise what benefits Setel presents to you in the meanwhile by way of fee comfort.
Setel claims that by utilizing the app you needn’t queue up in scorching climate or depart your furkids or children within the automotive to pay on the counter.
I might say a correct benefit of utilizing Setel can be that you simply not must fumble together with your playing cards and PIN on the self-service pumps since you possibly can hyperlink them to the app.
Those that are subjected to an RM200 pre-authorisation maintain by their banks at any time when they pay by debit or bank card at Petronas’ self-service pumps may additionally discover Setel a substitute for avoiding that, in addition to queuing up.
The receipt even exhibits you the place you fueled up
One other advantage of Setel can be the lower in paper wastage since customers will obtain their detailed receipts within the app and might simply observe their petrol expenditure.
That is nice since everyone knows a pal or member of the family who has mountains of crumpled up petrol receipts of their automotive.
Since I take advantage of my bank card to pay for my petrol, I can get some returns in cash by way of cash-back from my transactions.
Whereas Setel does provide 10% gas cashback, it’s solely relevant to new customers who pump RM90 value of petrol in three gas transactions inside 30 days of registering.
If Setel began providing cash-back or financial incentives commonly, then I is perhaps satisfied to completely change my fee strategies at Petronas.
My colleague personally enjoys utilizing Setel as a result of he can share his account together with his spouse, due to this fact enabling them to make use of the identical linked credit score and Mesra card at Petronas after they’re aside.
As an e-payment app merely for fuelling up at Petronas stations, I might positively say that it serves its goal in offering fee comfort fairly properly.
You’ll be able to learn up on our different app opinions right here or take a look at our evaluate of 5 native banking apps.